Say ''Home Sweet Home'' to this 2020 built 4/2 home, located in the hidden gem neighborhood of Pine Ridge. This Sunstone model includes bonus room off the entryway - perfect for an office. Kitchen boasts granite counters, ss appliances, new pendant lighting & 42'' cabinetry. This open floor plan is sure to suit all your needs w/comfort & style. Lvp Flooring throughout completes the look w/it's waterproof, easy to maintain, versatility & sleek appeal making it ideal for anyone with pets, making clean up a breeze! Two bedrooms are Jack & Jill style w/adjoining bathroom w/dual sink. Master suite has his & her closets! Garage is wired for ev charging. *bonus* Relax & unwind after a hard day's work in the 2022 Jacuzzi Spa, which seats 4-5 & features multi-color led lighting & dual-cascading water feature! Spa is on a dedicated 220V Outlet & includes Sunbrella cover & storage box. Save tens of thousands in interest on this 3.00% assumable va loan, drastically lowering monthly payments! Spectacular amenities include resort-style swimming pool w/waterslide, fitness center, playground, ocean-themed splash pad & brand-new sports courts (basketball, tennis & pickleball). Home qualifies for 100% usda Financing, a zero down loan - great for first-time buyers! It is located close to shopping, restaurants and St. Vincent's Hospital with easy access to highway and a short commute to nas Jax, va Clinic and more! This home is a "must see"! Check out the Features List and Pine Ridge Community Flyer!